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Full Scholarships in USA for African Students 2022/2023

 Full Scholarships in USA for International Students 2022/2023

Fully Funded Scholarships in USA for African Students; Apply for US Scholarships for international students from African and developing countries in American Universities. Study Bachelors, Masters, PhD Degree in USA - Fully Funded 2022/2023

Would you want to study abroad in the USA on a Scholarship? A number of American universities and organisations offer undergraduate, Masters or PhD scholarships in USA for African students and developing countries Students. Some of these scholarships in USA are offered specifically for international students from Africa.

Below are links to fully Funded scholarships for international students in USA, for International students

MasterCard Foundation Scholars Program

The vision of the MasterCard Foundation Scholars program is to educate and develop bright yet economically marginalized young people in Africa and developing countries who have a demonstrated “give-back” ethos and who will contribute to the transformation of the continent.

The Scholarship Program is anticipated to benefit 15,000 young people within 8 to 10 years. The following US universities are partnering with MasterCard Foundation to offer scholarships for students from Africa and developing countries. Learn more about MasterCard Foundation Scholars Program.

Start Scholarship Application Here

MasterCard Foundation Scholars Program at Stanford University

The MasterCard Foundation education initiative at Stanford University USA will provide comprehensive support to 20 talented but economically disadvantaged students from Africa over the next eight years to gain scholarships in USA. The Scholars Program will support five (5) undergraduates from Sub-Saharan Africa each year.

Level of Study: Undergraduate degree

Start Scholarship Application Here

MasterCard Foundation Scholars Program at Arizona State University (ASU)

Arizona State University welcomed 10 undergraduate students from seven African nations in 2012, as the first class of MasterCard Foundation Scholars to begin studies at ASU. As part of this program, ASU will receive $27.5 million over the next seven years to provide academically talented, yet financially disadvantaged students from Africa, who are committed to giving back to their communities and countries, with access to high-quality education. The program will ultimately support 120 scholars at ASU.

Level of Study: Undergraduate degree

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MasterCard Foundation Scholars Program at Michigan State University (MSU)

The MasterCard Foundation has partnered with Michigan State University to provide full tuition scholarships to undergraduate and graduate students from Sub-Saharan Africa. The university will receive $45 million in funding from the foundation to support 185 scholars throughout the nine-year program, which includes 100 four-year undergraduates and 85 master’s degree students.

Level of Study: Undergraduate and Master’s degree

Government Scholarships in USA

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Foreign Fulbright Student Program

The Fulbright Program are scholarships for international students who wants to pursue a Master’s or PhD degree. The scholarships can also be awarded for non-degree postgraduate studies.  The grant covers tuition fee, textbooks, airfare, a living stipend, and health insurance.

Level of Study: Master’s and PhD degree in fields including interdisciplinary ones except medical degree program or clinical medical research.

Previous Application Deadline: varies by country. For instance in general, the Nigerian Fulbright Scholar application process opens in February of every year, with applications due in May

Start Scholarship ApplicatioHere

Hubert H. Humphrey Fellowships for International Students -USA

The Hubert H. Humphrey Fellowship Program is a non-degree program for experienced professionals interested in strengthening their leadership skills through a mutual exchange of knowledge and understanding about issues of common concern in the U.S. and the Fellows’ home countries.

Level of Study: Fellowship for professionals

Scholarship page for African countries and Non-African countries

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Organization Scholarships and Fellowships in USA

Harambe Fletcher Scholarships for African Students USA

The Harambe Fletcher Scholarship is a full-tuition award for young African entrepreneurial leaders wishing to pursue a master program at The Fletcher School at Tufts University, starting in September.

Eligible Field of Study

Master of Arts in Law and Diplomacy (MALD)

A two-year, highly flexible, interdisciplinary, professional degree in international affairs

Master of International Business (MIB)

A two-year hybrid international business/international affairs degree program

Start Scholarship ApplicatioHere

7UP Harvard Business School Scholarship for Nigerian Students

The Seven UP Harvard Business School Scholarship was created by Seven Up Bottling Company Plc of Nigeria to commemorate its 50th anniversary and aligns with the Company’s overall vision of creating a greener future for promising Nigerians. Application opens for students admitted to the Harvard Business School MBA Class of following year.

Level of study: MBA

Apply For USA Scholarship Here

Apply For Canada Visa

 Canada remains the top destination for immigrants due to how safe and prosperous it is. Few months ago, Canadian governemnet annonced that they will be allowing over one million immigrant from accross the world. 

Many wish to be among the privileged 1 million immigrant but always encounter different kind of problem and difficulties while trying to apply for Canada Visa. 

Well i can authoritatively say its false, because Canada visa is among the easiest and straightforward application process compare to other countries. 

Apply For Canada Visa Here

What most people miss out is the easiest and best method, they sometimes jump in to complicated ones because some travel agents said so. Here are the best ways to grab your visa and immigrate to Canada in 2019:  

1. Becoming a Student Because of their great schools, affordable tuition, and positive attitude towards newcomers, it Is no news that Canada is the top destination for international students. As a student in Canada you can easily apply for permanent residency after your studies has ended. 

For this reason, many newcomers choose to start their immigration journey by studying in Canada, and then apply for permanent residents status later.  

2. Express Entry Express entry is an online system of immigration programs to manage applications for permanent residence from skilled workers. it access the documents submitted by candidates and rank them according to their education, work experience, age and language abilities, Then later choose the best candidate to come to Canada. 

Express entry is the fastest among all the immigration programs with over 80% percent of applications being processed in 4 months or less. it also allow workers to bring their family members over.  

3. Atlantic Immigration Pilot Program (AIP) The program was launched in 2017 to help bring more workers to Canada’s Atlantic Region. This programs lets business owners, employers in the Atlantic Region hire international workers from outside of Canada. 

if a foreign worker receives a Job offer from an employer participating in the program, he or she will get their immigration process and in their settlement to Canada. To be eligible for AIP, you must first receive a Job Offer.  

4. Provincial Nominee Programs (PNPs) With the exception of Quebec, Each of every province and territory has its own immigration programs called Provincial Nominee Programs. This program allow each provinces to evaluate and handle their own affairs. 

They choose who to get the permanent residency. Each province search out foreign workers with experience in occupations/Jobs which are in-demand. 

If you are to go with this program then you must check out the requirements of your choice province and see if you are eligible. Being eligible for just one province might be your ticket to Canada.

Apply For Canada Visa Here

Canada Visa: Immigrate to Canada Through Canada Express Entry Application

  Canada Visa: Immigrate to Canada Through Canada Express Entry Application

What Is Canada Express Entry? 

In January 2015, the Canadian government dispatched another electronic migration framework that offers express section to Canada for gifted and qualified workers. 
The new Express Entry program will oversee applications for lasting habitation for foreigners who can fill occupations where there is an absence of accessible gifted Canadian laborers. (View LMIA data for a related subject also.) 

Canada Federal Skilled Workers Program Visa

As CIC clarifies, in case you're planning to turn into a Canada permanent resident through the Federal Skilled Workers Program, you should initially meet the basic requirements for work understanding, language capacity, and instruction. 

Work experience must be a time of full-time or equal low maintenance paid work in similar employment inside the most recent 10 years, and the activity must be of expertise type 0 or ability levels An or B of the 2011 National Occupational Classification.

Canada Government Skilled Trades Program 

As per Citizenship and Immigration Canada, talented specialists for the Federal Skilled Trades Program must satisfy least work understanding and language capacity necessities. 
Work experience must incorporate in any event two years of all-day work understanding (or identical low maintenance work understanding) inside the most recent five years in a talented exchange.

Canada Experience Class

To be qualified under the Canada Experience Class, CEC indicates that you should meet the base work understanding and language capacity prerequisites. 

Canadian Work Experience 

How to Apply for Canada Express Entry Visa

The most significant part of the Express Entry Program is to give total and exact data/documentation and get an ITA. Without an application, you can't have any significant bearing for lasting habitation through the Express Entry Program.

15 Best Masters Scholarships in USA

Fully Funded Masters Scholarships in USA for International Students

Are a US citizen or international student planning to take a postgraduate course in America? Master's Scholarships in USA can play an important role in funding your educational goals. 

The United States has a special attraction and has always been attracting talented students like a magnet.  Studying abroad at an American university will allow for invaluable academic, professional and personal growth, and open up an infinite number of job opportunities after graduation.

Big American universities like Yale have a database of scholarships available to their students and they also direct applicants to their various colleges that offer more financial aid.  However, knowing what you would be entitled to if you were planning to attend a smaller university may require more work.  Start by talking to the school's finance office, as they usually have information on scholarships for all types of students.  You can also search online for scholarships that may be suitable for you, based on your personal circumstances, what you intend to study, where you live, and whether you have a disability that affects your daily life.

What is the requirement for applying for Masters Scholarships in USA?

Each scholarship has its own set of requirements, and the information requested by a particular university or organization will vary.  Generally, you will need to provide evidence of the details you provided in the application form, which will include a copy of your birth certificate or passport, copies of your academic qualifications and results of your English proficiency if applicable.

Apply for USA Scholarship Here

  What types of masters scholarships are available in USA?

Some college scholarships are based on merit.  You can earn it by meeting or exceeding certain criteria set by the grantor.  Merit scholarships may be awarded based on academic achievement or on a combination of academics and special talent, traits, or interests.  Other scholarships depend on financial need.

Many scholarships are directed towards specific groups of people;  For example, there are scholarships for women or for graduate students.   The scholarship may cover the entire cost of tuition, or it may be a one-time award of a few hundred dollars.  Either way, it is worth applying for, as it will help reduce the cost of your education.

  How do I find masters scholarships in USA?

You can learn about scholarships in a number of ways, including contacting the financial aid office at the school you plan to attend and checking information at a public library or online.

  How do I apply for masters scholarships in USA?

Each scholarship has its own requirements.  The scholarship website should give you an idea of ​​eligibility for the scholarship and how to apply.  Make sure you read the application carefully, fill it in completely, and meet the application deadline.

Click Here to Start USA Scholarship Application

  Am I eligible for a scholarship?

Eligibility for a scholarship depends entirely on the scholarship; there is no general rule as to whether you qualify for a financial grant.  Some International scholarships require students to obtain a specific TOEFL score; some ask that you are from a specific country.  Some require you to have a certain grade point average.  You will need to do your research to see if you qualify for a scholarship.  It can be confusing, but remember that college admissions officers and financial aid experts are here to help you find the most money you qualify for.

Best masters scholarships in USA

•         Cornaro Scholarship

Who Can Apply: The scholarship considers applications from Kappa Gamma Pi members who are in good standing and accepted into a graduate or professional school.  Applicants submit a list of their academic honors and two letters of recommendation.  The program also requires applicants to submit three essays: one on their history in volunteering, one on their career aspirations, and one on their financial situation.

Amount: $ 5,000

Apply for USA Scholarship Here

•         NCAA Postgraduate Scholarship Program

Who Can Apply: The program only accepts nominations from NCCA member schools.  The schools nominate student-athletes who are in their final year of athletic competition and are admitted to an accredited master's program.  Schools can nominate former athletes regardless of the year they graduated.  This non-renewable scholarship awards funds for one year only.

Amount: $ 10,000

Apply for USA Scholarship Here

•         The Fulbright Foreign Student Program

Who Can Apply: To be considered for the program, postgraduate level candidates submit a statement of purpose for an individually designed research project they plan to conduct in a participating foreign country.  Applicants demonstrate their ability to complete the project within a one-year timeframe.  The program examines proposals in several areas, including public policy and global health.

Amount: varies according to the host country, but generally includes monthly living stipends, health benefits, and round-trip airfare

Apply for USA Scholarship Here

•         Gates Cambridge Scholarship

Who Can Apply: The program accepts applications from non-British citizens pursuing a master's or doctoral degree at the University of Cambridge.  Applicants demonstrate exceptional academic capabilities, strong leadership qualities, and a history of community participation and commitment to improving the lives of others.  The program does not accept applications from students enrolled in graduate studies in business, finance, or medicine.

Value: Full tuition fees, plus an annual stipend of £ 17,500, a round-trip airfare, and the cost of an additional immigration health fee

Apply for USA Scholarship Here

•         Kate Neil Kinley Memorial Fellowship

Who Can Apply: This program accepts applications from alumni of the College of Fine and Applied Arts at the University of Illinois at Urbana-Champaign, as well as graduates in the creative field from other institutions of equal educational standing.  Applicants demonstrate exceptional achievement in their major field of study as evidenced by the quality of work or performance provided with their applications.

Amount: Multiple awards of up to $ 20,000

Apply for USA Scholarship Here

•         Helen M. Woodruff Fellowship

Who Can Apply: The American Academy in Rome processes all applications for this joint fellowship program with the American Archaeological Institute.  The fellowship, which is awarded each individual year, is awarded to applicants including graduate students who are pursuing a program in archeology or classical studies.  Eligible applicants hold U.S. citizenship or permanent residency in the United States.

Amount: $ 9,000

Apply for USA Scholarship Here

Student Loans for International Students in Canada and USA

Student Loans for International Students in Canada and USA 

What are International Student Loans?

International Student Loans are private education loans provided by specialist lenders that are available for international students who are studying at approved colleges and universities in the USA or Canada. 

Mostly, international students in the US are to apply with a qualified cosigner. But, there are a growing number of colleges in the US and across Canada where students may apply for a loan without a cosigner.

International students should only apply for these loans after exhausting all scholarships, personal funds, and other options.

How do I get an international student loan in Canada?

Try to see if they are eligible for your school and program. Finish your submission. After submitting your application, obtain a conditional bid. Upload the documentation requested and complete any further paperwork needed.

Do international students get maintenance loan?

As a foreign student, you would not be eligible for a home or EU student loan from the UK government. However, there are other loans out there for education that you may want to look into. If you want to study full-time at a university overseas, you can apply instead for an International Enrolled Loan.

How can I get study loan in Canada?

You must apply through your province or territory of permanent residence’s student financial assistance office. For provincial student loans, Canada Student Loans and most Canada Student Grants, a single application would allow you to be considered. To receive financing, you must apply every year.

Who is eligible to apply for an International Student Loan in Canada?

Canada attracts over 90,000 international students each year from around the world. Students come to Canada looking to continue their studies in one of the best educational systems in the world. In their free time, students can explore the second largest country in the world from the bustling cities to pristine nature. If you’re an international student looking to study in Canada but need financial aid, you may be eligible for these international student loans.

Students who are not also Canadian citizens or non-citizen permanent residents and who are attending an eligible Canada college or university can apply. Loans are also available to international students in Canada (including US students) at select universities.

Canadian students on study abroad programs or enrolled at certain foreign universities can also apply. Students who are not US citizens or permanent residents and who are attending schools outside the US/Canada are not currently eligible for an international student loan.

What is the usefulness of an International Student Loan?

Like all other private education loans, the money can be used for legitimate educational expenses, including tuition fees, school-specific fees, costs, equipment, insurance, travel, accommodation, and subsistence expenses.

How much can be borrowed?

The maximum amount that can be borrowed is the total cost of your education minus any other aid (like scholarships, grants, etc) received. Also, the total cost of your education will vary depending on your school and the course’s cost of attendance. And after you apply and receive the initial loan approval your school must certify the amount of the loan.

How Can International Students Get Loans in Canada?

International students can get loans to pay for college in Canada It will depend on your noncitizen status and if you have a co-signer.

Here’s how to tell if you can qualify for a federal student loan, which private loans you’re eligible for, and how to shop for one.

How much student loan can you get in Canada?

If you are a part-time student, you can get up to $10,000 of Canadian student loans. However, if you pay off some of the loans, you can apply for more, up to the $10,000 limit again.

How do I apply for an International Student Loan?

Below are a few steps to guide you through applying for an international student loan:

  • Before applying for a private student loan, you will need to know how much you need to borrow. You should review the financial aid award letter your school sent to you. Next, find a loan that meets your needs. You can use our Loan Comparison Tool to do this with just a few clicks.
  • You will then submit your application directly to the lender and they will guide you through all the necessary paperwork.
  • After the lender has received and approved everything the money is transferred directly to your school/university to pay your tuition. You will receive any remaining loan proceeds from them.

Life Insurance – All You Need To Know About Life Insurance and How It Works

Life Insurance – All You Need To Know About Life Insurance and How Insurance Works

Life insurance has the capacity of ensuring the budgetary security of your friends and family by giving them a tax-exempt installment after your passing. The worth or cost of life insurance you purchase as an individual relies upon your age, sexual orientation, wellbeing, therapeutic history and lifestyle. 

There are a few kinds of Life Insurance which incorporates: 

Term life insurance 

One wonderful thing about Term Insurance is that Term life Insurance gives brief assurance you can tweak to meet your evolving needs. 

Lasting life insurance 

Lasting life insurance is likewise called entire life insurance. This is on the grounds that it covers you for as long as you can remember. A few kinds of perpetual life insurance can construct money esteem after some time. 

Widespread life insurance 

Widespread life insurance is an adaptable kind of lasting life insurance that consolidates assurance and reserve funds. 

Taking an interest life insurance 

This is a kind of lasting entire life insurance inclusion that can be qualified to get profits and the measure of inclusion you pick and your premiums are ensured forever. 

Why You Might Need Life Insurance 

Contingent upon your own circumstance, Life insurance may shift. It is about the general population who rely upon you so on the off chance that you have no wards, you presumably needn't bother with life insurance. 

On the off chance that your compensation is imperative to supporting your family, paying the home loan or other repeating bills, or sending your children to school, you ought to consider life insurance as an approach to guarantee these money related commitments are canvassed in case of your demise. 

The least expensive insurance for life will probably originate from your boss' gathering life insurance plan if your manager offers one. These arrangements are term strategies importance you're secured as long as you work for that business. A few arrangements can be changed over upon end. 

The expense of life insurance shifts relying upon the amount you purchase, the sort of approach you pick, the financier's practices, and how much commission the organization pays your operator.

What Is Insurance Premium ? – What You Need To Know About Insurance Premium!

What Is Insurance Premium ? – What You Need To Know About Insurance Premium!

 An insurance premium is characterized as the measure of cash the insurance organization will charge you for the insurance arrangement you are gaining. The insurance premium is basically the expense of your insurance.

An insurance premium's expense can change contingent upon the kind of inclusion you are arranging and the hazard making it a smart thought to search for insurance or work with an insurance proficient who can shop premiums with a few insurance organizations for you.

Policyholders may browse numerous alternatives for paying their insurance premiums. A few back up plans enable the policyholder to pay the insurance premium in portions, for example, month to month or semi-yearly installments. Others may require the policyholder to pay the aggregate sum before inclusion begins.

Inability to pay premium when due consequently drops the insurance arrangement, endless supply of the remarkable sum inside a specific period, might be reestablished.

Insurance premiums may increment after the approach time frame closes. The back up plan may build the premium if cases were made during the past period, if the hazard related with offering a specific sort of insurance increments, or if the expense of giving inclusion increments.

How the Type of Coverage Affects Premiums

Insurance organizations make accessible numerous alternatives when you buy an insurance arrangement. The more inclusion you get, or the more far reaching inclusion you pick, the higher your insurance premium might be. For instance, when taking a gander at premiums for Auto insurance, in the event that you buy mishap it will be more costly than a named sort of mishap like Fire mishap.

Additionally Check – See The Various Types Of Insurance Available To You

What Does the Insurance Company Do With Insurance Premiums?

The insurance organization gathers the premiums from numerous and set aside enough of that cash in fluid resources for have the option to pay the cases of the few. The insurance organization will enable your premium to develop for consistently you don't have a case. In the event that the insurance organization gathers more cash than what they pay in case expenses and different costs at that point benefit will be recorded.